Cohabitation Agreement Template – Living Together Contract for Unmarried Couples & Domestic Partners

Create clear expectations for living together with this professional Cohabitation Agreement Template, designed for unmarried couples and domestic partners who share a home.
This customizable Living Together Agreement provides an organized way for partners to document important decisions involving finances, property ownership, household expenses, debts, shared responsibilities, property acquired during the relationship, and what happens if the relationship or living arrangement ends.

Whether you're moving in together for the first time or already sharing a residence, this agreement provides a structured starting point for discussing and documenting important financial and household expectations.

WHAT’S INCLUDED
This Cohabitation Agreement Template includes sections for:
• Partner / Party Information
• Shared Residence Information
• Purpose of the Agreement
• Property Owned Before Cohabitation
• Separate Property
• Jointly Owned Property
• Property Acquired During Cohabitation
• Household Expenses
• Financial Responsibilities
• Individual Debts & Obligations
• Joint Financial Obligations
• Bank Accounts & Finances
• Household Responsibilities
• Domestic Services
• Gifts Between Partners
• Property Division
• Relationship Termination
• Moving Out & Residence Arrangements
• Dispute Resolution
• Mediation
• Agreement Changes
• Additional Terms
• Partner Signatures
• Witness Signature Sections

Your current template specifically includes provisions addressing property, domestic services, dispute resolution/mediation, and signature blocks for both partners and two witnesses.

PERFECT FOR
• Unmarried Couples
• Couples Moving In Together
• Domestic Partners
• Long-Term Partners
• Couples Sharing a Home
• Non-Married Partners
• Couples Combining Household Expenses
• Partners Purchasing or Renting a Home Together
• Couples Establishing Financial Boundaries
• Shared Living Arrangements
ESTABLISH CLEAR FINANCIAL EXPECTATIONS
Living together often means sharing expenses while still maintaining individual financial responsibilities.
Use this template to help:

✓ Document how household expenses will be divided
✓ Identify separately owned property
✓ Document jointly owned property
✓ Establish responsibility for individual debts
✓ Address joint financial obligations
✓ Establish expectations for property acquired together
✓ Document financial boundaries
✓ Establish procedures if the relationship ends
✓ Create a written record of agreed-upon arrangements

DOCUMENT PROPERTY OWNERSHIP
Clearly identify property each partner owned before moving in together and establish how property acquired during the relationship will be handled.
The agreement can be customized to address:

• Separate Property
• Joint Property
• Personal Belongings
• Financial Accounts
• Household Purchases
• Property Acquired Together
• Individual Debts
• Joint Financial Obligations

This can provide both partners with a central written record of how they intend to handle their property and finances.

PLAN FOR SHARED LIVING
A cohabitation agreement isn't only about what happens if a relationship ends. It can also help couples discuss practical issues before or while living together.
Use the agreement to establish expectations surrounding household expenses, financial responsibilities, property, domestic responsibilities, and other aspects of maintaining a shared household.

“Cohabitation Agreement,” “Living Together Agreement,” “Non-Marital Contract,” and “Domestic Partnership” are also commonly used phrases among current Etsy listings for this type of document.

DISPUTE RESOLUTION & MEDIATION
The template includes a provision for attempting mediation before pursuing legal action, providing partners with an opportunity to establish how certain disputes should be approached.
Customize this section according to your preferences and applicable laws.

CUSTOMIZABLE FOR YOUR RELATIONSHIP
Personalize the agreement with your:
• Names and contact information
• Shared residence
• Separate property
• Joint property
• Household expenses
• Financial responsibilities
• Debt responsibilities
• Property arrangements
• Shared household expectations
• Termination provisions
• Additional mutually agreed terms

DIGITAL DOWNLOAD
This is a digital product. No physical item will be shipped.
Your purchase includes 1 PDF and 1 additional digital file.

After purchase, download your files, customize the applicable sections for your circumstances, and print or save the completed agreement as needed.

IMPORTANT LEGAL DISCLAIMER
This template is provided for general informational and document-preparation purposes only and does not constitute legal, financial, tax, family-law, or estate-planning advice.
Cohabitation agreements and the rights of unmarried partners vary by state and jurisdiction. Requirements involving property ownership, real estate, debts, financial obligations, inheritance, witnesses, notarization, and enforceability may differ depending on applicable law.

A cohabitation agreement may also have significant financial and legal consequences for both partners. Each person should carefully review the completed agreement and consider obtaining independent legal advice before signing.

Purchasing or completing this template does not guarantee that the agreement will be legally valid or enforceable in any particular jurisdiction.

Due to the nature of digital products, all sales are final.